# Pay for SMS with USDT (Tether) (USDT)

> The dollar stablecoin: what you send is what is credited, in about a minute on a low-fee network.

To pay for SMS with USDT on SMSMeteor, open Add credit, choose USDT, and send the amount shown on the network stated on the deposit screen. Because USDT is pegged to the US dollar, 100 USDT is credited as about 100 dollars, with no exchange-rate risk. On a low-fee network such as Tron (TRC-20) the transfer costs cents and is credited in about a minute; on Ethereum (ERC-20) it costs a gas fee and takes a few minutes.

## At a glance

- Networks: Shown on the deposit screen; send on that network only
- Credited after: A few dozen blocks on Tron or Ethereum
- Typical wait: About a minute on Tron, a few minutes on Ethereum
- Network fee: Cents on Tron; a gas fee on Ethereum
- Payment privacy: Public ledger
- Best for: Predictable budgets and small or frequent top-ups

## Why most businesses pick USDT

A business budgets in dollars. Paying in a volatile coin means the amount you send is converted at a moving price; paying in a dollar stablecoin removes that step. The rate card is in dollars, the balance is in dollars, and a deposit of 250 USDT buys exactly what the cost calculator shows. On a low-fee network the transfer is also the cheapest and fastest of the seven options, which makes small, frequent top-ups practical.

Whatever the coin, the mechanics are the same: the deposit shows as pending when the network sees it, is credited after confirmation, is converted once to US dollars at the market rate displayed at that moment, and then buys messages at the published rate card. The balance never expires and unused balance is refundable in the coin it came from under the [refund policy](https://smsmeteor.com/legal/refunds).

## TRC-20 or ERC-20: check the network

The same USDT token exists on several blockchains, and they are not interchangeable. Tokens sent on a network other than the one shown for your deposit address are not received, and recovery is not always possible. The deposit screen states the network next to the address: select the same network in your wallet or exchange withdrawal form before confirming. TRC-20 (Tron) is usually the cheap, fast choice; ERC-20 (Ethereum) makes sense when the funds already sit on Ethereum.

## Questions

**Which USDT network should I use?** The one shown on the deposit screen next to your address. On Tron (TRC-20) a transfer costs cents and lands in about a minute; on Ethereum (ERC-20) it costs a gas fee and takes a few minutes.

**What happens if I send USDT on the wrong network?** Tokens sent on a network that does not match the deposit address are not received and cannot always be recovered. Check the network in your wallet before confirming, and write to support with the transaction id if it happens.

**Is 100 USDT credited as exactly 100 dollars?** USDT is converted at the market rate displayed at credit, which stays very close to one dollar. You also pay your own network fee on top of the amount sent.

**Is USDT the cheapest way to top up?** On a low-fee network, yes: the fee is cents and there is no exchange-rate movement between sending and crediting.

**Do you accept other stablecoins?** USDT is the stablecoin accepted today, alongside Bitcoin, Monero, Ethereum, Litecoin, Solana and Tron.



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Source: https://smsmeteor.com/pay-with/usdt (HTML). Generated by SMSMeteor from the same data as the page. Summary of the whole site: https://smsmeteor.com/llms.txt